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Personal Loans Provider

/Borrow up to £25,000 with our FastLoans service. Everyone can apply.

from £2,500 to £25,000

In the old days if you wanted to borrow money, you went to your own bank and asked for a personal loan. Today the range of lenders looking for your business is huge ranging from your local supermarket to online financial providers. With so many offers it makes sense to shop around and find the best loan.

Shopping around made easy

The problem is that each time you make an application for a personal loan, the lender you have applied to sends your application to the UKs big credit agencies - companies like Experian and Equifax. Therefore, each application you make results in an entry on your credit record and if you make a number of applications in the process of shopping around, you create a record of what the credit agencies call "multiple applications".

Unfortunately, the credit agencies interpret "multiple applications" as a black mark and this results in a downgrading of your credit rating. This in turn means that personal loans companies will increase the interest rates they offer you and they may even refuse your application altogether.

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Protecting your credit rating

At Personal Loans Provider we know the lending policies of all the UK personal loan lenders. This means once we have your details, our computers will tell us which lenders will accept your application at the best interest rates. Its like shopping around without the credit dangers weve described.

 

This means that we will find you the very best rates without sending out multiple applications and damaging your credit rating.

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A essential part of our service - pointing out any hidden personal loan extras

With such fierce competition in the marketplace, interest rates are falling for personal loans. However, to make loans profitable, lenders often add hidden charges loan that could catch out those of you who dont always read all the small print.

You can rest assured that we will always check out the small print and bring everything to your attention.

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The key points we look out for

The APR

Your lender will offer you an Annual Percentage Rate (APR) for your personal loan on the basis of a system called risk based pricing. (Cheap Loans)

This means that they assess each individuals circumstances and credit history before deciding what interest rate to offer you. Although a lender has to offer their advertised typical APR to 66% of people that successfully apply, it is possible that you wont get this rate. It all depends on your personal details.

Its our job to find you the very best deal we can.

Early repayment penalty charges

Early repayment of your personal loan could prove expensive, rather than saving you money. Early redemption penalties vary between lenders but typically can be the equivalent to one or two months interest. But you need to know what youre looking for. Lenders use different names for the same penalty charge. Common terms to look out for include:

  • Early repayment penalty
•  Redemption charge
  • Early redemption fee
  • Financial penalty

The earlier in the agreement you repay the loan, often the higher the charge. However, we know some providers have scrapped this charge so well shop around for you.

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Also recommended Personal Secured loans from Nemo Loans

Our Fees and Charges

Sorry - weve nothing to tell you. We dont charge any fees for our service!

It costs nothing to apply and youve no obligation to accept our personal loan offer. (Mortgage Quotes)

Loans for any purpose

You can use your personal loan for any purpose - a new car, home improvements, debt consolidation, whatever you want, so long as its legal!

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Personal Loans Provider


/Borrow up to £25,000 with our FastLoans service. Everyone can apply.

 

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